Account & App Features | Simplify Your Business Finance

Control all your finances from one app

	Tide	Cashplus
Account charge	Free	Free
Paid Plan	Plus, £9.99 + VAT/month	Extra, £9 per month
Paid Plan	Cashback, £49.99 + VAT/month	–
Fee for cash deposits	£2.50 for deposits up to £500 or 0.5% of cash amount for deposits over £500 (at Post Offices) 3% (at PayPoints)	0.5% fee (min £3) (at Post Offices)
Electronic payments and transfers	20p	First 3 each month free, then 30p each
ATM cash withdrawals	£1 each	£2 each (UK) £3 each (non-UK)

Get paid on time

Create, send and track invoices in-app, and generate secure payment links to get paid faster.

Automate tax and accounting

Use our simple, built-in accounting software or connect your account to Xero, Sage, and others.

Control company spending

Eliminate manual expense claims and monitor all your company spending with Tide Expense Cards.

Forecast cash flow

Get automated forecasts of incomings and outgoings, and tips for avoiding shortfalls.

Apply for business loans

Start your business or fund its growth with tailored borrowing from our trusted credit partners.

Improve your credit score

Track your business credit score and take steps to improve with our Credit Builder solution.

Smart features at your fingertips

More than 500,000 entrepreneurs take care of their business banking and finances with Tide. Here’s how you could reduce your admin and get more time to do what you love.

Get paid on time with in-app invoices

Generate invoices and send them to customers directly from the Tide app, as soon as you finish the job. Upgrade for automatic late invoice chasing to cut down on your admin.

Generate and send professional invoices
Match payments to invoices to see who’s paid
Spend less time chasing late payments

Invoicing

Control company spending with Expense Cards

Eliminate manual expense claims. Give your team flexibility to make company purchases directly from your account. Set individual spending limits and monitor everything in the app.

Spending itemised by person and category
Upload receipt pics and match to transactions
Monitor spending and change limits instantly

Company Expense Cards

Simplify taxes with our built-in accounting software

Take the hassle out of bookkeeping, invoicing and tax returns with our easy-to-use software. Try it free until 5th Jan 2024, then pay just £9.99 +VAT a month.

Get paid faster with personalised invoices
Manage your bills and boost cash flow
Track performance with brilliant bookkeeping
Get your taxes right first time, on time

Tide Accounting

Forecast cash flow to improve financial health

Keep your finances healthy with automated 30-day cash flow forecasts. Receive actionable tips for maintaining a strong position and track your credit score with Experian.

View status of incoming and outgoing payments
See your predicted account balance 30 days ahead
Get suggested actions to improve your cash flow

Cashflow Insights

Start or grow your business with affordable borrowing

Your Tide account usage helps us see where credit could help you thrive. We’ll run pre-eligibility checks to show you suitable borrowing options from our partner lenders.

Pre-eligibility checks don’t affect your credit score
Apply online within minutes for business loans
Get quick decisions and receive funds within hoursinfoAdditional eligibility checks might be run when applying for Tide’s partner products. We act as an introducer and not a lender. We give no warranty of any kind nor accept any liability whatsoever in connection with partners’ products or services, or your use of these, including but not limited to availability.

Business loans

Open an account

A business bank account that's free, easy to open, and helps you start doing what you love.

Tide is about doing what you love. That’s why we’re trusted by 500,000+ sole traders, freelancers and limited companies throughout the UK.

Open an account

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App & account features

All your business finance needs in one place

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