To apply for access to Tide, you will need to meet our eligibility criteria outlined below:

You will need to hold a business current account with another banking provider, from which you are prepared to give Tide consent to access data.
You will need to be the account holder of the above-mentioned account.

You’ll need to be aged 18 or above, have a valid UK phone number and hold a biometric-enabled device.

We’re on a mission to help business owners spend less time on money admin, and we want to enable as many small businesses as possible to do that. It’s a balancing act though, certain company types are more complex to onboard, so the scope of businesses we’re currently able to offer accounts to is a little more focused than your average high street bank.

We hope to broaden this scope as we grow, but currently, we’re unable to onboard the following types of companies:

• Trading of cryptocurrencies
• Trading of precious metals and stones
• Money services (such as foreign exchange, loan providers, money transfers)
• Casinos, prize draws and other betting or gambling activities
• Sale of unlicensed pharmaceuticals
• Sale or trade of cannabidiol (CBD) products
• Trading of weapons, explosives or armaments
• Unlicensed trading and processing of scrap metal
• Unlicensed waste management
• Sale, import and export of used vehicles or heavy machinery
• Escort services and other services in the adult industry
• Bidding fee auctions
• Modelling agencies
• Travel agencies
• Car wash services
• Political parties
• Charities
• CICs and CIOs

You can read more about this in our blog post: Providing financial security for our members.