Transfers and future-dated payments from your Tide account are sent as Faster Payments.

If you set up a transfer, the payment will normally arrive in your payee’s account within minutes. This can depend on where you’re sending the money as well. Some banks can take two hours or more to process Faster Payments so it might take up to four hours to arrive with your payee.

If you’ve set up a transfer and it still hasn’t arrived after four hours, message us and we’ll do our best to help. In the Tide app, go to Support > Banking Payments > Processing times.

Good to know: Tide to Tide transfers are instant.